ABOUT TLC WEALTH
TLC WEALTH’S MISSION
To provide our clients with the most effective retirement plan available to ensure that they can enjoy the retirement of their dreams.
tlc Wealth VALUES
A.
Honesty
We believe that honesty is the essential cornerstone of which a successful relationship should be built. We realize that honesty provides the trust you need to feel completely confident and comfortable, especially when considering an advisor to manage your lifetime of hard-earned assets.
B.
Transparency
C.
Dedication
Dedication is important and means that we, at TLC Wealth, will always be there for you. We are dedicated to you and your family now … and in the future.
D.
Respect
True respect arises from the belief that our clients are completely capable and able to make smart, effective financial decisions to better their future. Our job is to help guide our clients on that journey and respect their years of wisdom and experience along the way.
E.
Education
Comprehensive client education is one of TLC’s guiding principles. Continuing education, no matter our clients’ expertise level, is a critical component of smart financial management.
RETHINKING TRADITIONAL RETIREMENT INCOME
Many people have spend a great deal of time thinking about saving for Retirement, which we define as the “accumulation phase” but not enough time thinking about how to use their savings in retirement which we define as the “decumulation phase.” Having an effective plan for the “decumulation phase,” which can last 30 years or more beyond 65, is the key.
Retirees should not fall into the trap of assuming their retirement savings will last a lifetime. Longevity, increased medical costs, an unpredictable economy all add challenges and complexity to an individuals retirement path. The challenge is to create a reliable income to last a lifetime and protect retirees from inflation.
Why A Different Approach Is Necessary
At TLC Wealth, we believe a more comprehensive and coordinated approach to retirement should be considered.
Our goal is to provide a sustainable retirement income designed to last a retiree’s lifetime.
From our perspective, traditional retirement approaches fall short and are ill-equipped to generate the growth and income needed throughout a retiree’s lifetime. It is critical to reassess your plan, when you are preparing to retire, to minimize risk and adjust your focus on income and the minimization of taxes. We want you to enjoy your retirement the way you have always dreamed it would be.
Christopher F. Villwock
TLC Wealth Owner
TLC Wealth Manager
Lead Coordinator & TLC Wealth Administrator
TLC WEALTH: 1-800-719-3751