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ABOUT WEALTH

about
wealth

WEALTH’S MISSION

To provide our clients with the most effective retirement strategies available to ensure that they can enjoy the retirement of their dreams.

tlc VALUES

A.

Honesty


We believe that honesty is the essential cornerstone of which a successful relationship should be built. We realize that honesty provides the trust you need to feel completely confident and comfortable, especially when considering an advisor to manage your lifetime of hard-earned assets.

B.

Transparency

We believe in complete transparency. Our clients are able to see everything involved in their personalized plans, prior to committing to work with TLC Wealth. This includes any possible fees, costs and any pertinent information. We make sure that there are no hidden surprises.

C.

Dedication


Dedication is important and means that we, at TLC Wealth, will always be there for you. We are dedicated to you and your family now … and in the future.

D.

Respect


True respect arises from the belief that our clients are completely capable and able to make smart, effective financial decisions to better their future. Our job is to help guide our clients on that journey and respect their years of wisdom and experience along the way.

E.

Education


Comprehensive client education is one of TLC’s guiding principles. Continuing education, no matter our clients’ expertise level, is a critical component of smart financial management.

RETHINKING TRADITIONAL RETIREMENT INCOME

Many investors have spent a great deal of time thinking about investing for Retirement, which we define as the “wealth accumulation phase” but not enough time thinking about investing in Retirement which we define as the “wealth decumulation phase.” Having an effective investment strategy for the “decumulation phase,” which can last 30 years or more beyond 65, is the key.

Investors should not fall into the trap of assuming their retirement savings will last a lifetime. Longevity, increased medical costs, an unpredictable economy, low interest rates and market volatility all add challenges and complexity to an investor’s retirement path. The challenge is to create a reliable income to last a lifetime and protect retirees from inflation.

Why A Different Approach Is Necessary

At TLC Wealth, we believe a more comprehensive and coordinated approach to retirement investing should be considered. This includes both an investment strategy and a withdrawal strategy.
Our goal is to provide a sustainable retirement income designed to last a retiree’s lifetime.
Retirees want to enjoy their retirement years without being consumed by worry that they could possibly outlive their income. In the decumulation phase, retirement assets need to fund withdrawals for 10, 20, 30 years or more, while absorbing asset erosion from downside volatility and increasing inflation.
From our perspective, traditional retirement approaches fall short and are ill-equipped to generate the growth and income needed throughout a retiree’s lifetime. It is critical to reassess your investment strategy, when you are preparing to retire, to minimize risk and adjust your focus on income and the minimization of taxes. We want you to enjoy your retirement the way you have always dreamed it would be.

Financial Advisor, CFF

Financial Advisor

Lead Coordinator & Wealth Administrator

TLC WEALTH: 1-800-719-3751